Flood Smart > Flood Hazards & Maps

Flood Hazards & Maps

Flood Risk is Real!

Since we all live in a special flood hazard area, we need to take steps to help mitigate our losses due to flooding. Please review the following information and feel free to contact us if you would like additional information about your flood risk.

Know Your Flood Hazard

Ocean City is subject to serious flooding conditions from the ocean and the bay waters during hurricanes and other high tide storms. Lesser flooding may occur during lunar high tides and rainstorms.

Detailed flood insurance maps showing the 100-year floodplain in which we are located are on file for your inspection at the City Clerk’s Office 609-399-6111, Code Enforcement, 115 E. 12th St. and the Ocean City Free Public Library, at 1735 Simpson Avenue.

Flood Insurance Rate Maps (FIRMs) are also available at the city web site on the FloodSmart web page. Information about the flood elevations projected for the 100-year storm may be obtained by calling 609-399-6111 and asking for the Engineering Division. Site visits are available and financial assistance may also be available. An extensive collection of  flood related materials is available at the Ocean City Free Public Library. In addition many free publications related to flooding may be obtained.

All of Ocean City, NJ is within a flood plain, therefore everywhere on the island will flood at some point.

The City is continually working to improve flood protection on the island. These efforts cannot completely eliminate the chance of flooding but will reduce the frequency and the severity of the flooding.

Flood Elevation Maps:

Topography in Ocean City, NJ 08226

Hurricane Sandy Storm Tide Map

10 year and 50 year Tidal Flooding Heights

1st Street to 8th Street Flooding at Various Flood Heights

26th Street to 34th Street Flooding at Various Flood Heights


Flood Insurance Rate Maps (FIRM) for Ocean City

Ocean City Map Index

345310 0001 C – Gardens to 9th Street

345310 0002 C –9th Street to 30th Street

345310 0003 C– 31st Street to 52nd Street

345310 0004 D – 53rd Street to 59th Street


Working FIRM for Ocean City

34009C0091F – Gardens to Pennlyn Place – east half of island
34009C0093F – 3rd Street to Park Place – east half of island
34009C0089F – Park Place to 21st Street – east half of island
34009C0088F  –  17th Street to 35th Street – west half of island
34009C0176F  – 35th Street to 45th Street
34009C0157F – 46th Street to 59th Street
34009C0159F – Southern Tip of Ocean City
34009C0069F – Merion Park
34009C0086F – 9th Street Causeway – Route 52
34009C0087F  – Gardens to 10th Street – west half of island


Historic FIRM for Ocean City

Advisory Base Flood Elevation Maps for Ocean City

Ocean City SE– Ocean City, Gardens to 1st Street

Ocean City SW– Ocean City, 1st Street to 35th Street

Sea Isle NW– Ocean City, 47st Street to 59th Street

Sea Isle NE– Ocean City, 47st Street to 59th Street


March 5, 1984 Flood Insurance Study