Flood Hazards & Maps

Flood Risk is Real!

Since we all live in a special flood hazard area, we need to take steps to help mitigate our losses due to flooding. Please review the following information and feel free to contact us if you would like additional information about your flood risk.

Know Your Flood Hazard

Ocean City is subject to serious flooding conditions from the ocean and the bay waters during hurricanes and other high tide storms. Lesser flooding may occur during lunar high tides and rainstorms.

Detailed flood insurance maps showing the 100-year floodplain in which we are located are on file for your inspection at the City Clerk’s Office 609-399-6111, Code Enforcement, 115 E. 12th St. and the Ocean City Free Public Library, at 1735 Simpson Avenue.

Flood Insurance Rate Maps (FIRMs) are also available at the city web site on the FloodSmart web page. Information about the flood elevations projected for the 100-year storm may be obtained by calling 609-399-6111 and asking for the Engineering Division. Site visits are available and financial assistance may also be available. An extensive collection of  flood related materials is available at the Ocean City Free Public Library. In addition many free publications related to flooding may be obtained.

All of Ocean City, NJ is within a flood plain, therefore everywhere on the island will flood at some point.

The City is continually working to improve flood protection on the island. These efforts cannot completely eliminate the chance of flooding but will reduce the frequency and the severity of the flooding.

Flood Elevation Maps:

Tide and Flood Level Predictions
Flood Insurance Rate Maps (FIRM) for Ocean City (effective as of Oct. 5, 2017):

Flood Insurance Rate Map (FIRM) and Flood Awareness Presentation

Historic FIRM for Ocean City

Flood Insurance Rate Maps (FIRM) for Ocean City (9-5-1984 to 10-5-2017)

Advisory Base Flood Elevation Maps for Ocean City

Preliminary Flood Insurance Rate Maps (FIRM) for Ocean City (6-30-2014 to 10-5-2017):